Bank Holiday: Banks will be closed tomorrow on Monday! Check why RBI has declared holiday on 28th July

Bank Holiday on July 28: Sikkim Banks to Stay Closed Monday for Drukpa Tshe-Zhi Festival

If you're planning a visit to your local bank on Monday, July 28, 2025, you may want to check your calendar again—especially if you’re in Sikkim. According to the Reserve Bank of India (RBI) holiday schedule, all public and private sector banks will remain closed in the state of Sikkim on July 28 due to the celebration of the Drukpa Tshe-Zhi festival, a significant Buddhist observance.

Why Are Banks Closed in Sikkim on July 28?

As per the official RBI calendar, Monday, July 28, marks a regional holiday in Sikkim to observe Drukpa Tshe-Zhi (also spelled Drukpa Tshe-zi or Drukpa Che-zi), an important Buddhist festival. It is celebrated with great devotion by followers of the Drukpa Kagyu sect of Tibetan Buddhism.

On this day, monasteries across the region organize special prayers, rituals, and religious ceremonies. Devotees often dress in traditional attire, participate in religious processions, and chant sacred Buddhist scriptures. The celebration is deeply spiritual and holds a significant place in the local religious calendar.

Impact on Banking Services

While this holiday is specific to Sikkim, banks across India will operate normally on July 28. Only government and private banks located in Sikkim will be closed. Therefore, customers in the region planning any in-person banking activities—such as cash transactions, KYC updates, locker access, or account-related requests—will need to schedule their visit accordingly.

For the rest of the country, Monday will be a regular working day for banks and financial institutions.

What Can You Do Instead?

Though physical branches will remain closed in Sikkim, digital banking remains fully operational. Customers can use net banking, mobile banking, UPI apps, and ATM services for tasks such as:

• Transferring funds

• Paying bills

• Checking account balances

• Applying for loans

• Raising service requests

This ensures that basic financial activities remain uninterrupted despite the regional closure.

Upcoming Bank Holidays in July 2025

Here are the notable dates when banks will be closed in various parts of India:

Date Holiday Regions Affected

July 3	Kharchi Puja	Agartala
July 5	Guru Hargobind Jayanti	Jammu
July 14	Behdienkhlam	Shillong
July 16	Harela Festival	Dehradun
July 17	U Tirot Sing Day	Shillong
July 19	Ker Puja	Agartala
July 28	Drukpa Tshe-Zhi	Gangtok (Sikkim)

These regional holidays vary based on local customs, religious festivals, and state-specific observances.

Planning Ahead

If you're residing in or visiting Sikkim and need to complete any bank-related work in late July, ensure it's done before July 28 or be prepared to wait until Tuesday, July 29, when normal banking operations resume.

In the meantime, digital banking continues to offer a reliable alternative for routine financial tasks.

For a complete list of bank holidays in 2025, you can refer to the official RBI Bank Holiday Calendar.

Key Takeaway:
Banks in Sikkim will be closed on July 28, 2025, in observance of the Drukpa Tshe-Zhi festival. Customers are advised to plan their banking activities accordingly and take advantage of online services during this period.