Drivers face £300 fixed penalty notice for breaking this one key driving law

Motorists could be slapped with the harshest Fixed Penalty Notice (FPN) for violating a crucial driving law.

An FPN is typically handed out by police as an alternative to prosecution when a driver is found breaking the law. These can cover a broad range of traffic offences, with more severe penalties for serious infractions.

There are two kinds of FPNs that can be given to drivers; endorsable and non-endorsable. The only distinction between these is that an endorsable FPN also carries at least three points on the driver's licence in addition to the financial penalty.

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As per , an FPN usually comes with a fine of £50, £100, £200, or £300. The £300 fine is typically reserved for the most serious offences, such as driving without insurance.

Official guidelines state that it's illegal for a driver to operate a vehicle on a road or in a public place without at least third party insurance. It's crucial to note that even if a vehicle is insured, a driver could be improperly insured, which could result in an FPN.

If a driver is caught driving without insurance, they will be hit with an FPN of £300 and six penalty points. However, remember that it's up to the officer's discretion whether to issue an FPN or not, and the case could instead end up in court.

If this happens, drivers could face an unlimited fine and a driving ban. Additionally, the police may choose to seize or even destroy the uninsured vehicle.

What should you do if you receive a Fixed Penalty Notice?

If you're slapped with an FPN but wish to contest it, the only way to do so is by not admitting guilt and taking the matter to court. However, be aware that court proceedings can be lengthy and costly.

Moreover, if found guilty in court, the punishment could be far more severe than just the £300 fine and six points previously mentioned. Citizen's Advice suggests that those who receive an FPN from the police should write a letter explaining why they believe it's unjustified - this would be considered an informal appeal.

It's also recommended to include any evidence that might support your case, such as a photo showing confusing road markings or signs, or a witness statement from someone present at the time of the offence. Don't forget to include your address, vehicle registration number, the date the ticket was issued, and the penalty notice number found on the FPN.

However, if you take your case to court and win the appeal, you'll get a refund for the Fixed Penalty Notice. It's also advisable to seek legal counsel before deciding to challenge an FPN in a magistrates' court.